The hybrid PV-thermal system was studied, with the photovoltaic panel (PVP) area much smaller than that of the solar collector. Performance of the different panels in the system was investigated, in particular, those made of crystalline (c-) Si, alpha-Si and CuInSe2 as well as different materials and constructions for the thermal contact between the panel and the collector. Our conclusion is that the PVP for application in a hybrid system needs a special design providing efficient heat extraction from it. PVP was designed and made. Its study has shown that this design provides the high electrical and thermal efficiency of the hybrid system. (C) 2004 Elsevier B.V. All rights reserved.