We present a computational Study of the dynamical and electronic structure origins of the impact of anchoring groups, PO3H2, COOH, and OH, on the efficiency of photochemical CO2 reduction in Ru(di-X-bpy)(CO)(2)Cl-2/Ta2O5 systems. Recent experimental studies indicate that the efficiency may not directly correlate with the driving force for electron transfer (ET) in these systems, prompting the need for further investigation of the role of anchor groups. Our analysis shows that there are at least two key roles of the anchor in determining the efficiency of CO2 reduction by the Ru complex. First, depending on local steric interactions, different tilting angles and their fluctuations may emerge for different anchors, affecting the magnitude of the donor-acceptor coupling. Second, depending on localization of acceptor states on the anchor, determined by the anchor's tendency to form conjugate subsystems, the yields of ET to the catalytic center may vary, directly affecting the photocatalytic efficiency. Finally, our calculations indicate that surface modeling with N-doping and many-body effects are needed to describe the ET process in the systems properly. N-doping imparts the Ta2O5 surface with a dipole moment, while Coulomb and exchange contributions to the electron-hole interaction can produce excitons that should be taken into account.