Policy implication about satisfactions of energy use and housing are much sensitive to social discount rate changes, which can increase the dissatisfaction of residential happiness because of an increasing price mechanism when 'per capita' resource faces to decline. We thus estimate the private expected rates of return on ecological investment to improve urban and peri-urban environmental infrastructures are about to 7.54% and 18.37% respectively. The endogeneities of income and saving rise can increase the uncertain part of private discount rate up to a higher estimated subjective social discount rate about 14.46% for urban or 8.86% for peri-urban environmental infrastructures improvement. The estimated time preference rate can be raised from 1 parts per thousand to 1.72 parts per thousand. The prediction of these estimated private discount rate can ease at least 20% of the dissatisfaction to energy use and 10% of the dissatisfaction to housing conditions. Therefore, we suggest opening the landscape rights to individual willingness-to-invest, and providing options to let people pay a part of their pensions for temporal permits to living in some well-served villages where are close to the places with advanced environmental amenities and being supported by central planning policy via the crowdfunding operation for improving environmental quality.