The biomedical applications of magnetic nanoparticles require the surface modification with organic, hydrophilic molecules, able to ensure the stability of the resulted colloidal suspensions. We present the quantum mechanical approach of two molecules developing stable interfaces with magnetic Co(0.5)Fe(2.5)O(4)nanoparticles. Sodium oleate, and citric acid, ensuring steric and respectively electrostatic stabilization are comparatively analyzed. The roles of dipole moment and frontier orbitals energies were emphasized to better understanding of some interface phenomena for the optimization of magnetic nanoparticle suspension preparation. Further, practical yielding of colloidal Co(0.5)Fe(2.5)O(4)nanoparticles by coating with sodium oleate and respectively with citric acid is discussed.